., based on the information in your post, I believe we are talking about a 30-year fixed-rate mortgage with an initial down payment of 5%.To have PMI removed, you need to lower your LTV (Loan-to-Value) ratio.1.

Hi everyone.I'm new to this forum and this is my first post.

Originally posted by @Ashley Wolfe:@Paul SandhuI've heard of that strategy but my husband is averse to it... he's risk averse to a lot of stuff but it balances my Ready, Fire, Aim mentality.Maybe that is a good thing. 

There are industry standards for this but that’s a post for another day. 

Thanks for the post.

Since posting this, I've decided to change my strategy a bit. 

This should have been posted under a more relevant forum, like the Land & New Construction forum. 

Get creative and post on social media asking friends and family if they know anyone looking to sell.

Then when you don't have the money for them they coerce you into getting credit cards to fund the program they promote at the seminat ,promising you you're going to make a ton of money so don't worry about the amount of money your putting on credit.

This post is a little vague.