You see there are external forces that we are coerced into facing like it or not.Many shy away from MFU-5+ units, but they do avoid the DTI problem.The practicalities of life and RE will keep at least one foot pinned to the ground.

@Avi Garg,Thank you, I could probably  take a personal loan - have you ever practiced that for buying a property outside of USA? 

What is the common practice for these situations?

Also, in the future you may want to outsource the management to a property manager so you can do other things like go on vacation :) I'm a believer that it's just good practice not to get the habit of "creative accounting" to make a deal seem better than it is.Always factor in the PM fee!

If you ever attended the CFRI then you know that many of the investors preach and practice the Seller Finance niche and all of them prefer to hold properties likthey come across than sell.Anyone entering the business as a wholesaler was most likely introduced to the business as a get rich quick scheme and over time you will learn that it is possible to make good money wholesaling but close to impossible to make a viable business out of it with out a huge marketing budget.

Mainly for physician practices, but also other possible revenue generators, like ancillary services (laboratory, imaging, and pharmacy).

rare that you would get a lender to give you a loan without title insurance removing the IRS lien.so for practical purposes NO you won't get a loan.. you might find a private person to do it.I have done them over the years but charge a hefty premium for them. so usually better to wait until the 120 is over and or rehab with cash.

@Trace Garretson while I don't operate in a state where it is illegal to practice dual agency, I have previously (and plan on doing so in the future) represented one party as a client and then facilitated a transaction for the other party. 

Paying people to make your problems go away may once in a while be a good idea, but I would not recommend that as standard practice.

I was practicing with the with the differnt deal analyzation tools when I  came a cross what I think is a good deal.