Since you don't drive a car looking through the rear view mirror, a list of cities ranked by cumulative returns is only so useful, but then it was fun to play around with regressions, tress, and some machine learning models to see what has driven cumulative returns.

You are basically forcing the city to play in a different sandbox. 

I am an athlete playing basketball abroad and for about 9-10 months out of the year I have a relatively decent amount as my monthly salary from my employer.

I'm not pursuing this in Denver because the cost to play is much higher and I feel confident being able to raise the capital necessary to do this in a cheaper market. 

I am playing a bit of devils advocate here, to make sure you're tight on your numbers, and different folks have different views, just offering you mine.

Love to get my funds back ,and play it again.

The DSCR may not be great but the understanding is that there's an appreciation play here as well.

Einstein said it best, “A person who never made a mistake never tried anything new.”Play to your advantagesThe beautiful thing about real estate is… there are thousands of ways to be successful.

We have the following questions:- How does the LLC come into play here, since we have the primary residence mortgage under her name?

Also, your personal DTI won't come into play, there's no income requirement.