You have a lot of high level questions here, so I have high level replies:DSCR loans: Pros- they don't follow the rules for conventional loans, so your personal financial situation is irrelevant.

Does anyone have personal experience with either of these?

I would try to find someone local to where you want to invest and learn what you can. 

I'm Eric Whiting from central Florida, passionate about real estate investing and looking forward to learning more and meeting you fine people.

Looking to learn everything i can about Real Estate Investing.

So I really don't have details on it, other than when I saw the posts that there was not one person that said it showed a great increase in ADR.

I moved from Florida to start investing in Columbus because of the same reason.https://www.zillow.com/learn/hottest-housing-markets-2024/

Two things you will learn if you do this long enough: people always act in what they perceive to be their own self interest, and renters will tell you any ******** they think justifies their position.

Imagine you have cancelled your umbrella, then you learn you have not been maintaining your LLCs properly and get a lawsuit. 

With a passion for real estate, I am excited to share my journey, learn from experienced investors, and contribute to insightful discussions.