Yet, interest payment on mortgage offsets the rental income (I don't want to pay income tax on rent), and there is a chance of refi later.

Many times in my journey I've hit a "cash crunch" where, despite a high savings rate and income, I've run out of money to finish a project.

I meet all the criteria for material participation and average stay under 7 days so I would be looking at a nice tax deduction against my W2 income.

Keep in mind that the lender will look at each persons credit, debt, income, and assets.

These areas are rife with poverty and when measuring average incomes, home values, access to services - no matter the metric - these zip codes are in the lower half.There is so much more needed to bring these zip codes up.  

Im more than willing to share profits absolutely we are instrumental in helping folks like you expand and increase your income exponentially.

I simply dont think I would qualify for another mortgage given my new debt to income ratio.

My travels to Hawaii in November, Peru and Chile in January and now here have all been very successful, and I have managed to save a good chunk of my income, while traveling, each month (although the only reason I was able to save money in November when I was in Hawaii is because of a timely bonus from that I spent very little of —man that place is expensive).

Things rapidly went south when she couldn't understand why I needed to have income / expenses reported independently for each unit though.

Then, you can invest in real estate syndications for example, or other passive investments that have passive losses attached to them.