In my town, we have what's effectively considered "allowed non-conforming properties" which are exactly like you discussed...multi-unit buildings in single family zones, etc because of grandfathering.

If a realty agent has a problem submitting a low offer, he/she is worrying too much about the other party who are consenting adults under the law and can make their own decisions and research to decline, accept, or counter the offer.

Florida does offer them online DO NOT USE A THIRD PARTY!!

Preferably someone with multi family inspection experience.

Programs that focus on multi family?

I've found no fewer than 9 multi family dwellings that are ripe for the plucking but I'm so broke I can't afford a free phone call. by my estimates, these properties combined would net me $8,600 a month in revenue depending on mortgage payments. it is painfully frustrating to see these numbers and not have the knowledge to obtain the capitol to put them in my portfolio.

Cash capital $50000-$70000Now the complex part:- I can use both or either approach.  

the multi fam around the med school areas arent exactly luxurious areas... if you buy a place, get something leveraged and keep your money... example take 40k put 10% down on a 400k house around say braeswood, then put the rest in a 4 yr muni bond for it to collect tax free income while you are learning then pay your loan off or tuition off.  

But the commuting part is expensive, and a hassle, they either have to take the railroad or drive in.

We point our new Bridgeport residents to this link as a summary of the code:  https://www.jud.ct.gov/Publications/hm031.pdfBecause most will never read it,  we have a basic "Rental talk" outlining each parties responsibilities.