I am currently interested in getting a multiplex at/around Sweet Home, OR (Portland, OR is an option as well).

You did so well in Detroit you got out of Detroit!

I understand they serve as a benchmark when calculating the discount rate but I see people try to predict them on a 10-year basis which seems incredibly difficult for first-time investors and ultimately, we never know what they will be. - Adam

You could reach out to Kevin Kim at Geraci LLP in CA who's firm does securities and PML law in all states and is intimate with CA, OR, WA, and ID laws as well as corresponding state specific financial institutions governance (in WA it's called DFI or Department of Financial Institutions) and how to navigate their expectations accordingly... 

We set the price based on our original assumptions but the offers we received were all well below what we needed. 

was wondering if anyone had this experience or insight on credit history.Met with a potential tenant for a class B-C type apartment I own and interview went very well, she asked a lot of questions about the unit and how things were run and who to call for utilities and Etc etc.. 

If you're well capitalized and simply want to experiment, either Option may suit you.

Effective HOA management & enforcement of rules can foster a sense of community, ensuring that properties are well-maintained.

Would have used OPM had I known about HML at the time!

If you broke that first rule, well...what could you expect?