I have listened to almost every Bigger Pockets podcast, and have read multiple books on investing, and I am fully convinced RE is going to be my path to financial freedom.I currently own my own custom sock company (Ok Sock), so I am not locked down at a day job.With that being said, I am on the search for real, cold, hard experience.

On the actual lease, I would increase the rent about $750/month for the first year to account for the $9k payment and the second year it would go back to the same rate as right now. 

I sell the property at an increased price, via connections with other investors or through the MLS.

Then you can take these personal experiences and customize for your own good.

Banks want confidence that they will be repaid and using a property with greater equity may increase your chances of an approval.  

If you call them with an aggressive or defensive tone of voice, the likelihood that the activity will continue, or even increase, is strong. 

Two urine soaked mattresses, a destroyed couch, hopelessly soiled rugs and towels, broken plates, furniture, etc, etc.Between the damage and the lost income we’re out about $6k, not enough to file an insurance claim and make it worth the possible rate increase after the deductible.

I heard a story that with IREM some people can not access the classes with their computers, and then that IREM customer service does not respond, and will not refund anyone with issues accessing the course they purchase. 

I am using the 10% increase based on south boston's growth over the past 3 years.

Private Lenders tend to be a short term loan of about 12 months so you will have to refinance for a long term loan after all construction is done and hopefully that increases the value.Those two will usually charge you more interest for a loan but it usually does not kill a project.