That can include roof, water heater, HVAC, plumbing, electrical, mold, rot, warped floor boards, bad foundation, termites, sink holes, fascinating animal occupants, bad reputations (that was a drug house or had a fire or was used for other things that I don't want to mention), and so on.

In exchange, they let you take over their mortgage debt and you take over ownership of the property.

Go buy debt instead.99.9% of the agents, reps on this board are trash.

This trend is increasingly relevant in today's MF market, posing challenges for operators with fixed debt who are looking to sell their syndicated assets and have high performing assets but now the comps crush the ability to liquidate. 

I was also happy with that as conventional loans at the time were at about 6%.Lowest rates possible will be in relationships with private money lenders.Lowest rates in the public market will be in the form of a conventional loan.Next up you have commercial mortgages that are usually slightly higher than conventional loans but don't have as strict of loan requirements as conventional loans do.Usually a bit higher in rates are DSCR (debt service credit ratio) lenders.

Hard money lenders and private lending institutions/businesses will loan up to 70% of arv including rehab cost. 

Its pushing your boundaries and stepping out of your comfort zone.I once heard the quote "Nothing in life worth having is easy, that includes happiness."

I have a demanding career, family life, and hobbies that do not include home improvement. 

Get rid of debt, build a budget, and save.

Hey Mark, here are some quick tips:-Ask about DSCR: Check what's their minimum Debt Service Coverage Ratio (DSCR).