Using Subj To does not really hide the sale to prevent DOS maybe, unless possible insurance fraud is involved, the lender is expecting the security to have insurance for the property, and the owner occupant's debt.

That this will also prevent problems from arising with the lender in the future.Others argue that notifying the lender will cause them to requalify the new addition to the mortgage just to obtain more money.

. ; )I've read about people using "bandit signs" and "yellow letters", and people putting in great effort to implement these marketing techniques to find buyers, and I understand that the goal is to buy property for under market value.

This is no doubt why Guru's charge money - they know that 99% of the buyers will never actually put down the effort to succeed.When I mentor I will work with someone forever helping them to understand etc - but eventually if they never actually implement anything - then they become a friend - not someone I am mentoring.

Besides, Josh explained it exactly the way I (or most other developers I know) would have implemented it.

Who holds title and are there any documents recorded that would prevent the owners of record from selling.

For example: FHA will use the last sold price regardless of the appraised value for 6 months...prevention of house flipping.and so on...The Agent Center

The real crunch is that the weather has been fairly cool and this has prevented the mold/water damage from getting to the point where it's not worth touching the property.

Most of the people who have been reading about this matter are planning on implementing this on June 4, and continue it until July 4.

And I did see (at least once) a default get cured in time to prevent the auction, where the foreclosure judgment at the county prothonotary ended up becoming "vacated".