However, if you can deliver your message AT A GLANCE, and it looks professional enough AND you tell them to KEEP your card for future reference, you may be surprised as to how well your closing ratio improves over time.

I have been digging through the guidance and am wondering if anyone has ever taken advantage of the following clause regarding 203k improvement types from the HUD SFH Handbook 4000.1, pg 374:- "reconstructing a Structure that has been or will be demolished, provided the complete existing foundation system is not affected and will still be used;"- "repairing, reconstructing or elevating an existing foundation where the Structure will not be demolished;"Guidance link: https://www.hud.gov/sites/dfiles/OCHCO/documents/4000.1hsgh.pdfHas anyone ever built a new home on top of an existing foundation using a 203k loan?

If you plan on using VA eligibility to purchase a home then you would have to buy it as a primary residence. 

The home got 18 offers and went for 12% over list price.

If the previous owner does not transfer the policy to you, I don't believe they are liable for your home.

The only time I will go to a closing is on the brokerage side of our business and it is a first-time home buyer. 

I can't decide between exploring a 203K loan or getting into flipping mobile homes.

Additionally I've also purchased a shed at my own home in the past year with which to store these tools and materials which I believe is also a legitimate deduction.

I am considering adding a small studio (attached junior adu) of about 264 sq feet to my home in San Jose. 

You should consider learning about house hacking, BRRRR (Buy, Rehab, Rent, Refinance, and Repeat) and group home investing, I feel.