I was just being flexible to make it easier for the tenant to find a new place to leave, since it is really hard to find rentals and movers during the holidays. 

Some smaller credit unions can be more flexible

They have more flexibility and look beyond your credit score if the issues are minor.

They are generally flexible though and will let you cross collateralize your other assets if you dont have the cash but theres pros and cons with that as well.

My quick start guide if I could give advice to myself at your age.1) Get a job that either A) offers you great pay so you can qualify for the loans to invest in real estate or B) Allows you the flexibility to do all the legwork you'll need to do to invest in real estate or C) Contributes something to your investing skills.That said, I would think someone without a college degree is probably best served with going after B or C.

He said that this was unprecedented and that the experts couldn't agree to what it means.No matter what the economy or the trends are doing, there are always ways of making money in real estate, you just have to study the market and be aware of what is happening and be knowledgeable and flexible enough to go with it.

There is way more flexibility and you never run out of money that way

The size of a down payment can also shorten the waiting period.The USDA loan program is a popular option for people who have had a short sale or foreclosure in their past because it is one of the mortgage programs with the shortest waiting periods and most flexible underwriting guidelines.

But if you have to name more than 3 and their aggregate is more than 200% of what you sell and you can still close on 95% of the value of the list then you're good also.If you have some flexibility in your closing dates the 95% rule can be used very easily.  

- harder to find MI for this loan product (pending/researching)"It's like telling me there's a great property, available at a discount, flexible closing terms.