Next time, if our in-house staff is too busy, we will sub out more to decrease holding times.

Is there a way to decrease the base charges from the city?

My concern is that further regulation/taxes decreases the flow of capital into the market from outside of the state and country.Again, I am bullish on the economic fundamentals of the market and this isn't intended to be a doom and gloom post.

It concluded: "Rent control appears to help affordability in the short run for current tenants, but in the long-run decreases affordability, fuels gentrification, and creates negative externalities on the surrounding neighborhood.

You put in $7k less, and monthly inflow will decrease slightly. 

Will my slight decrease of cash flow be worth it?

If you're barely paying P&I, I would suggest raising the rent, and decreasing landlord costs.

There's only one way to improve DTI on a loan application - add more income or decrease the outgoing debt.

Pay off one of the mortgages which would then increase their cashflow and decrease their expenses meaning they need less reserves. 

@April TsotsosI think as we age, our risk appetite decreases, especially since our W2 income stream is coming to an end.