HI BP,I'm in escrow on a triplex; I have the funds to close and fund it all the way through but I am trying to get creative because I see other deals.Purchase: $25kRehab: $40-45k, 6 weeksARV: $90-100kTriplex: 2x 2/1; 1x 1/1Jacksonville FLCB structureOptions:Cashout refi, no seasoning: If I could finish the rehab and start the process for a cashout refi without seasoning, I would then do the deal cash with my own funds.Short term financing during seasoning period (ex: partner with contractor, private money, cheaper hard money?)

So I have been watching the interest rates as they have begun to rise and the notional value of risk free treasuries and ten year treasury bonds are approaching 3% .

Things are really now starting to snow ball and it has got me starting to think of diversifying some into index funds and maybe some bonds to great another layer of FIRE protection.

For now, I'm focusing on wholesale to help save up money to fund my first flip.From the research I have done I've pretty much come to the conclusion that I need to start my business or form a LLC (of course for a name, website, flyers, etc.) and to start putting in crazy amounts of leg work like driving for dollars and getting some leads together and started up in order to put together a profile to find potential cash buyers..Is there any advice you could give me that would help out with the beginning stages of starting up my wholesale business?

Not about wasting lenders' precious time, because #1 a lot of their employees could care less if a loan funding is delayed. #2 they're not the one's with all their belongings in a truck headed to another city.It's about avoidable delays in the loan process, whether it be thru Bank of America or ABC Mortgage Lender, that could have a costly impact on the "Consumer/ Borrower" by simply doing a simple round up or down of a few bucks.

Thanks @Brian Eastman - I have seen (or read about) people forming a LLC with their personal funds and their IRA LLC as partners, with a one-time contribution. 

When you/or an assignee wires in the total funds required to purchase the property, they escrow company will use a portion of the funds to pay the delinquent taxes and other liens, prior to you or the seller getting paid.

Review your purchase HUD 1 and see if any funds were paid there.3.

There are plenty of posts here about DF, but you can only get a loan based on what you paid for it (75% LTV), not including the rehab funds you put into the property.

Has anyone experienced issues bringing a partner to cosign the mortgage while the other party supplies the funds?