The city of Asheville has way overstepped their authority and made rules that do not make much sense.

Maybe the seller financing would be a similar approach where the number's aren't great right away from it's more of a multiple year play? 

Get outside take walks or hikes play a sport go surfing or swimming.

What role will inflation play?

After weighing the pros and cons of CC and personal loans, I think I am going to go with the personal loan as you suggest to play it safe.

Just like a defaulted car loan seizure (eviction) is the remedy, unlike for real property which would require foreclosure.I don't think equitable interest plays a role, both books made it sound like the beneficial interest was the sole focus.

You seem to be fishing for other people to let you play with their money. 

The checking account is under my business name and they are added as an authorized user on that individual account but don’t have access to the other accounts that I have.

@Bruce Woodruff I reached out to the housing authority today.

This home is in a desirable area and i purchased this as an appreciation play.