I let him stay over the holidays, supposedly it was 1 or 2 weeks, and it ended up 3 RVs and I even got a pre-citation warning from the Planning Department, not to operate an unpermitted park.

Can I apply for a HELOC at the same time or get a pre-approval?

It has a pre-written inspection period (time-frames are negotiable) during which the buyer can cancel for any reason and get their EMD back. 

What I’m actually looking for is a pre-made legal offer “form” (pdf, etc) that includes seller financing.

@Rick Edgeworth  are you talking about lending terms as in APR.. or are you talking about % of equity.contruction loans are the most complicated and dangerous that a private investor can do. and its a reason that the majority of HML simply do not do them. the question is other than building a house do you bring in any equity or are you looking for the investor to put up 100% of the money to buy the dirt and build the house.  

Note our account with TD Ameritrade had really low rate 3-4% last year, not sure what that is now but it is variable.7)  Get a cash advance credit card, with 0% intro APR and roll over your more expensive debt.At one point early on we had a Prosper loan, Chase card, US Bank Card, Wells LOC and Wells Card that were all close t their limit.  

A pre-vetted and qualified buyer. 

But acting from the outside as a lender, having a collateral interest and then requiring equities is violation of usury laws in Missouri and other states with such laws as well as APR issues if such applies.

It's a perfect house for a ski trip with friends and family.

I’ve used a pre foreclosure list through foreclosures daily before with mixed results and that was almost $1 per lead.