Theresa K. - yes we are.

Kelvin K. - I am in the same boat, just two years ago credit in the 780's watching it slowly decline as I too have crossed the 5+ mortgage threshold.

Rob K,I"ll tell you one of mine.

Ok so you suggest doing this even though the price has been dropped from almost 400 k?

Her voluntary payment of the note until she defaulted will be seen as acknowledgement to the validity of the loan.I still stand firm by my opinion, like Rob K, that you are trying to get away with something here under the guise of "doing whats right for your family".

My friend would give the people a few k and then had conditions tied to it.

Rob K, you kind of read my mind...

I am just guessing that your talking about a rollover into a solo k that has better term options.By fewer restrictions, I was referring to borrowed funds that would then be outside the IRS rules for retirement accounts.Of course, if I am way off, I hope you will correct me.Thanks

Originally posted by K.

Just for clarification of my remarks.You need to get with your attorney, as K.