A payment plan might be negotiable, but there is no guarantee of that.

This is a Guaranteed Investment for any investors that want to be part of this project since I have such confidence that this home will sell for an amazing profit that I promise investors that I will purchase the home if it does not sell in the agreed time. 

Originally posted by @John Hyatt:1)We buy a property cash and rehab it  2)We then find a tenant who agrees to buy the property in 3 years on a Rent to Own program (in this case we have a contract with the tenant-buyer already in place for $139,900, they are currently paying $900 a month) 3)What my post was trying to communicate is that we are looking for someone to buy the property for $118,500, if you get a conventional loan your monthly payments would be around $665 PITI or of course you could always pay cash.  4)Three years from now (at this point less than 3 years, more like 2 and a half) the tenant-buyer who is already in the house paying $900/month will purchase the house for $139,900 that the investor has purchased for $118,500.Okay, that's a much better explanation of what you're trying to do...If you could guarantee that the buyer would close in three years at the $139,900 price, and if you could guarantee there would be no out of pocket expenses for the investor other than the $665/month during that three year period, then the IRR on this deal is about 30%. 

If we can get backend, great, but there's never any guarantee of that when you're in buy and hold mode. 

If you'd want to do a guaranteed wholesale rental , I'd be happy to talk you through that. 

Your best bet might be to lock out distractions and binge read the BP forums and blog posts--it's good information and guaranteed no upselling...Vincent

See if you can identify a couple areas you want to work and I guarantee you someone has or is already flipping in that area.

Keep in mind that you have to apply for an S-Corp and it's not guaranteed you will get one.

@Matt MorganAn IRA may use debt-financing such as a mortgage secured by IRA owned real estate.The mortgage must be non-recourse, meaning there is no personal guarantee coming from you or any other disqualified party to the IRA.  

As far as loans are concerned, there are banks that will loan to you if you have a job and will back up the loan with a personal guarantee.