Based on that discussion, I learned that:Typically, the bank will want to ensure that you have skin in the game.

Your guests from dry states need to understand it is normal.

Financing on coop is hard and you will need skin in the game so to say

my friend, dont you think people that's willing to buy my farts or my skin zoom picture is stupid, that's literally what crypto is.For an investment to be valid, it has to be heavily regulated and underwritten a lot to avoid fraud.Just because Elon Musk and Valley VC promoting it, doesn't mean it's a valid product.

Now that investor $ has dried up Uber has no place to go to pay their bills.

They don’t have any skin in the game and want everyone to host.  

Covered is nice for keeping packages dry, although not really a consideration for an STR. 

What it really boils down to in most instances is do you have money to put skin in the game.

Im really looking for a solid deal on a double digit unit multifamily that cashflows after paying my HELOC, Loan, and associated expenses.It almost appears as if the deals dried along with the funding, right when I got funding...finally. appreciate any and all help with properties, brokers, advice, etc.

An offer without a pre-approval is like peeing in the wind trying to stay dry.