Your comments focused on lease-option but what I am talking about is selling via a land contract, and what I mean by that is where the buyer purchases the home, gets the deed  and full ownership while I collect a downpayment and monthly payment similar to a bank.   

Kathy Lu wrote my previous comment before reading the updated comments.

My only comment is to note that FHA loans have mortgage insurance because you are putting less than 20% down.

@Doug Pretorius  may want to comment. 

Thanks to all three of you for your comments and ideas. 

Thanks guys - I appreciate the comments!!

Your comments are exactly why people remain hostile.

I would appreciate any comments,Matt

Yes its vary important to introduce your self to the community. the more you post and comment on peoples discussions the more promotion for yourself plus education your going to get threw the site. 

Thanks a lot for your comments!