If you set out to do the items I shared regularly you will actually cut down on liability and if a liability event occurs you will be far better prepared.

I also do post to local neighborhood groups on Facebook periodically but recently have cut down on my social media dramatically (too much drama, arguing, and general hatred towards one another.)That said, when you meet someone for the first time and they say, "What do you do for a living" I've (finally) pivoted to say, "I own a small real estate business" first (instead of after talking about my W2.) 

As a newbie, it is easy, and common, to head down multiple paths chasing shiny bright objects, with many of those paths just leading to time wasting and increased experience in learning what you don't want to do.

You're not going to convince an insurance carrier to change their mind; that's going to be a waste of time.

My landscape boys on hte other hand were smoking while cutting my grass probably at about $12/hr.

Im not much for time wasting. 

PLUMBING FIXTURESThe bathrooms, toilets and kitchen plumbing fixtures shall only be used for the purpose for which theywere designed or built; sweepings. rubbish bags. acids. sanitary napkins, baby wipes, paper towels.should all be disposed of in regular waste receptacles.

I have also had instances, where the appraiser cut value tremendously. 

Everyone is not cut out to be a landlord and you are one of them.

And most will be able to pay the taxes when they come due, and put on a new roof, and put on a new coat of paint.As well as replace the carpets, cut the grass on a regular basis, replace the windows, reseal the chimneys when the liners crack, etc..It's unlikely that that these homes will fall into the slum category in 10 years or so, and make the asset underlying the loan virtually worthless.Or just vanish when the place starts to fall apart too much, due to no down-payment (no skin in the game 100% loans).Said the lawmakers who approved this.