I tend to go for stable income, so I suppose a single family LTR?

Is that income seasonal or long-term stable?

Invest: you can have a self-directed IRA (or better yet a truly self-directed Solo 401k plan) and invest your retirement dollars into virtually anything you wish, tax deferred.

I also personally feel that Indianapolis has a more stable/diverse economy and more inventory for investors. 

If you go this route, try to pick a stable market with at least some growth potential.

I have a stable job, with a place to live and a way to get to work.

In other markets, the listing agents have a stable of prospective buyers informally registered with them who can be plugged in to a seller's property.This just doesn't happen in investor circles.

That is what our team at Rent to Retirement has been helping investors to do for a decade now with BP.

Hi Michele,Maxing out your Roth IRA before investing in real estate can be a wise decision, as it allows you to take advantage of the tax-free growth and withdrawals in retirement, providing a solid foundation for your future.

You will be debt-free, financially stable, with $50k in the bank.