Once you're all moved out & settled in your new primary, you could always explore DSCR rental loan options to take capital out of the rental property if seen fit-- which would also remove the current loan from self encumbrance & free up your DTI.It's never a bad idea to hold onto assets in an appreciating market!

If you can find smaller local banks in the market you pick they may have more unique products that they keep on their balance sheet or try and do the 5% down conventional on a 4-unit  FHA's self-sufficiency test applies to both 3 and 4-unit properties.

Assuming you no longer work at the company sponsoring your 401(k) you could look to move it into a self-directed account. 

Set for Life by Scott Trenchhttps://a.co/d/51cIiA1Starting with the fundamentals of personal finance will help ensure you have confidence and are able to withstand the risks of real estate and also set your self up to be able to take advantages of what investment opportunities come your way2. 

Only tech and big business with cash can survive.i am actually still bullish to syndication but only for niche selective asset class like warehouse or self storage, as common industrial trends are going towards more consolidation of business.... and their IRR is still 20-30% conservatively.But yea in MF there's no creativity, they are selling the same Kentucky Fried Chicken,Alabama fried chicken, with almost no creativity and no innovation.In general I think we could hold that true of the lack of innovation business wide the last many years. ai is a great example.

If you plan on self-managing the properties, then you’ll likely need to register each LLC as foreign entity in state of CA and pay franchise tax for each one.

It still astounds me the dire self inflicted living conditions some people & their children will 'survive' in.

For me, it has been multifamily for these three, but I am also interested in self-storage and hotel conversion, maybe industrial flex in the future.

A simple check-in during their stay shows you care without being intrusive.Implement Self Check-In: Guests appreciate flexibility.

Are you self managing or outsourcing for management?