I have personally house hacked for over 10 years and continue to do it to this day, right here is St.

I use quicken for personal and WAVE for my businesses.  

Personal money How did you add value to the deal?

I've only had one person look at my home. 

Or a personal loan if interest rates aren't cost prohibitive?

For financing, shop around with local banks, credit unions, and mortgage brokers to secure favorable terms.

Quote from @Mary Jay: Quote from @Jay Hurst: Quote from @Mary Jay: hi guys,so I have a lot of equity in one of my rentals but the interest rates are super low on it. so I dont want to do a cash out refinance on it because I dont want to lose the 3% interest rate on it.I want to get some cash out of it via Heloc or another vehicle,  so I could buy another rental, but its not my primary, so I cant get a HELOC on it from lots of banks....I think PenFed does helocs on rentals, but because I have more than 5 rentals, I dont qualify for their HELOC loan.IS there a bank that would give a HELOC/cash on a rental?

Personal money How did you add value to the deal?

She is not in a position to lend a personal loan to me. 

Shadow/mentor a person doing it.