Keep in mind this will be at a much higher rate than your current 3.2% interest rate, so I'm not sure if paying off the existing loan is a great choice.

Alternatively, there are high-yield online savings accounts like Marcus or others - the difference is that banks have some inherent risk, thus the FDIC insurance. 

@Keetaek HongI use QuickBooks Online (QBO) for my flipping business, rental businesses, and bookkeeping clients.However, many on the forums will advise against QBO.

Here's the handbook link https://dca.georgia.gov/housing-choice-voucher/landlords/geo...I strongly urge you to consult an attorney.

If you purchase online, find a retailer that has the delivery window at the point of purchase.

Eugene could be a great choice for STRs with the university driving consistent demand with college kids + family, and Portland offers year-round potential with its already strong market for both MTR and STR.

If there are barriers that limit similar supply and you figure out how to get the housing units online, even better. 

You can also check online resources like BiggerPockets or Roofstock, which offer general CapEx guidelines based on property type and age.These methods should help you perform a solid preliminary analysis.

Tanisha is the creater of the income snowball which is a patented system (you can look up the patent online) that allows you to create passive income from leveraging debt in form of credit lines.

I’ve found success by networking at local meetups, connecting with real estate agents, and exploring online platforms to discover these opportunities.