Neighborhoods in areas like Homewood and Hoover have been experiencing strong appreciation, and the rental market continues to be strong, especially with the growing number of young professionals and college students in the area.As a loan officer, I’m here to help you navigate the financing process, whether you’re looking for your first investment property or expanding your portfolio.

@Connor Wohlenhaus I'd recommend looking up the terms and service you signed up for and see if you are even entitled to a refund. 

Here are my recommendations for you.Since you and your husband own the duplex under an LLC, with one unit as a mid-term rental and the other as a long-term rental managed by a property manager, having the right insurance coverage is essential.Your property manager’s $100K liability requirement is low.

Don’t forget to include the cost of the loan servicer. 

Then they work with a lender to get them ready to get the long term loan to buy the property.  

Get a FHA loan, there are several other programs out there. 

Since Section 8 handles most of the rent, your biggest concern is whether they take care of the property and follow lease terms.

The best next step is to define your investment goals—whether it's house hacking, long-term rentals, or flips—and start networking with local investors in Houston.

I'm figuring that paying for one lot is better than paying for two in terms of taxes.

If your current tenants lease is coming to and end and you are simply getting a new tenant. then you will just want to get a fresh lease going.If your lease term is still on going, this tenant is leaving and someone else if coming to rent the unit in their place, then its really up to you.