A lot of people new to the business are rushing to leave their 9 to 5, but they could learn a lot from you and your husband.

I leave a few bucks in the checking account. 

I view this last point as an advantage, because it leaves me open to any market and forces me to build a hands-off system.

Do a FNMA/FHLMC cashout refi up to a loan amount that leaves your monthly cashflow at an amount you are comfortable with. 

It sounds to me like you've found value in the relationship enough to workout an offer that compensates everyone and doesn't leave you feeling in a weird spot.

. • The property owner has directed the unauthorized person to leave the property. • The unauthorized person or persons are not current or former tenants pursuant to a written or oral rental agreement authorized by the property owner. • The unauthorized person or persons are not immediate family members of the property owner. • There is no pending litigation related to the real property between the property owner and any known unauthorized person. 

Without knowing your age, I like the idea of pushing additional savings into good, no load index funds (I like Vanguard's S&P index but there are plenty of others) through a Roth if you're young enough, leave the rental portfolio as is and pay the debt down to nothing, since you're not inclined to really work at growing that end of it. 

Leaving AC units in all winter etc.  

But wants to leave immediate family in the main home on the property.The other option is, after a few years then rent out the garage and room while still having the family live in the main home.

Quote from @Eric Mcginn: Long time BRRRer here, planning on leaving my W2 soon to pursue flips (and raise my babies)   Ive read the BP book on flipping.