That is true you cannot roll them in on a purchase however there are ways around it like increasing the price and indirectly ask for the difference in price increase as a seller closing credit which in effect is "rolling," into the purchase for your closing costs and prepaids.Down payment - can never be rolled into the close.I am sure there are ways around it but that would require me to put on the investor cap and take off the loan officer cap.

I've heard yellow papers in direct mail and such associated with wholesaling but is it a common method to find great deals for Buying and Holding?

Unfortunately, as has been pointed out, there can be no direct or indirect benefit between the plan and what is referred to as a disqualified party (you, family, fiduciaries to the plan, etc).  

The second category of activities might be referred to as "indirect" activities and are more troublesome.

why-invest-in-direct-real-estate/c73qHowever, with only $1 million, it will be almost impossible to set up a properly diversified portfolio.

After launching my own website in 2012, Go To Thread Here...Dabbling in direct mail with @Jerry Puckett in 2013-2014...Working leads for @John Chapman & @Jon Klaus over the last 3 years...And sending out some more mail in 2015...I'm ready to take the next logical step for me in my real estate career.The "License Timeline" starts in the next post. 

It is fairly small, only about 100,000 people and the University is the main source of direct/indirect employment.

That said, you should be aware that the IRS language refers to any "direct or indirect benefit" between the plan and a disqualified party, and that is a pretty broad criteria.  

It will indirectly affect me.  

While it is possible to joint venture between and IRA an a disqualified party such as yourself, there can be no direct or indirect benefit between either party and the other.You can have a clean transaction where each party covers its own share of expenses and receives its own share of profits, and still create an indirect benefit.