My motto, "Honesty, Integrity, and Accountability," has always been my guiding principle—not just in business, but in my personal life as well.

You cannot maintain a business with negative cashflow. 

0% Business credit cards + hard money loan = 0 money out of pocket.

I made a similiar mistake in business, paying $1.1M upfront for promises and had no way to cut losses when those promises were not delivered on.

Make sure you do business with people you have vetted and are confident they will get the job done. 

Do you want to own your own real estate like an apartment or retail center and create a side business?

I like the business model with them really helping get it all set up.

This approach mitigates risk while leveraging your resources effectively.Looks like your household could qualify as REPS and really offset your taxes if your portfolio is optimized.

Plus the street isn't a busy one.  

According to the Planning Board, the intent of the RM-2 Zone is to create, maintain, and enhance residential areas characterized by a mix of single family homes, duplexes, townhouses, small multi-unit buildings, and neighborhood businesses where appropriate.I'm assuming by definition I am zoned to convert to a triplex?