Her unit needs to be improved or I fear that the costs to fis it up will grow without decent maintenance.

You didn't save 40% you spent X that could have been used for marketing or growing your business

This allows them to get more capital so they can make more loans without having to grow their asset base, while also maintaining their relationship with the customer through monthly payments.

It’s a move that worked out exceptionally well, especially in a growing market like Phoenix.Here’s how you could approach it:Unlocking Equity:A HELOC is great for flexibility, while a cash-out refinance might be better if you’re aiming to make multiple acquisitions quickly.

Another point I wanted to stress that you mentioned when you said you didn't want to give up 50% of the profit, when providing the 100% of capital and you did that cause you entered with fear-- you need to fail some to really grow.

Expect YoY rents to stay flat or decline slightly in the first 6-9 months of 2025, and for them to start growing YoY materially in Q4. 2026 will see rents explode - I think they could even grow as much as 10% YoY.

They rarely have an over-leveraged emergency or catastrophe.Of course they will not grow as fast as the investor using leverage and NOT over-leveraging. 

I would love for it to grow to that point.

If it's managed well by a professional, you are more likely to succeed, grow an appreciation for it, and maybe take over management some day. 

They all had a very strong competitive advantage and focused on growing.