I can't imagine slapping you with a grand in fines for one day, maybe your property manager hasn't been keeping up with things?

It is an interesting mixture of different size cities, different weather and different wealth levels. 1 Fremont, CA 2 Bismarck, ND 3 San Jose, CA 4 Pearl City, HI 5 Plano, TX 6 Fargo, ND 7 Sioux Falls, SD 8 Irvine, CA 9 Huntington Beach, CA 10 Grand Prairie, TX 11 Madison, WI 12 Columbia, MD 13 San Francisco, CA 14 Scottsdale, AZ 15 Overland Park, KS 16 Santa Clarita, CA 17 Glendale, CA 18 Oakland, CA 19 St.

Have you gone to Cruising Grand?

Note if you use the equity approach, you will also have to take a negligible few grand cash out to show a derived benefit for the refi. 

Those with real money in them (say ten grand plus) and a credible narrative (i.e. - the deal would make sense if the IRS agent wanted to put $10k in it and option grantor would do the deal with anyone, not just "financial friends") can work. 

When I started researching Grand Rapids MI a few years back I was blown away by how helpful local investors were.

You can't set it up just for purposes of qualifying for a Solo 401(k).Also, if you contribute to your day job's 401(k), you can still contribute to your Solo 401(k), but the total contribution limit ($18,500 for 2018) is the max for both plans combined, not separately, meaning that it's not $18,500 for your day job's 401(k) and $18,500 for your Solo 401(k) but rather a grand total of $18,500 for both.

I am in no way advocating that people need or should sell their rentals its a personal decision on my part. at one time I wanted to own 5,000 doors and had things gone a little different I might have actually got there.Now other opportunities have surfaced over the last 5 to 6 years that are more fun for me.Also my kids Grand kids have no real interest in landlording.. and I have invested in path of progress dirt in some stratic areas that will more than take care of their future schooling and other needs and if one comes in .. they will actually probably be set for life with no work on their part.. just sell to a big developer and call it a day.. those kind of deals have about ZERO interest to most on BP who are cash flow driven or think or want ONLY cash flow.. so no need to even go down that road.I do believe and have seen over the years that 75 to 80% LTV if you have to liquidate is really no equity at all.. given sales costs buyer credits home inspections that require work up dating and recapture..

I csn buy 27 acres for 3 grand." 

Refi may cost you a few grand in fees so you would just lose it.