(Your name is Pat, and you have no avatar so IDK if you are male or female, but both genders will be reading this.)The Retirement Answer Man with Roger Whitney is a great show.

Of course I’m very biased!  

In terms of appraisal accuracy, 90 percent of appraisals come in above the purchase and sale agreement, which may suggest a bit of confirmation bias on behalf of the appraiser whereby they are justifying the contract price rather than independently arriving at the value.

And, I know I'm biased here but I feel that realtors do provide a very valuable service beyond just the sales price they get you.

I'm kind of bias because I have a friend there but they've been nothing but awesome to me.

It's my hometown so I am biased, however, I have watched the population, job market and city as a whole grow so much over the past 5-7 years.  

hi Melida. i currently own a 2 family in the bronx and also bought i using an FHA loan. i purchased a home that was being sold FSBO. he agreed to drop the price 15k off the bat since he was saving the agents comission. i just used an attorney provided by my employers pre paid legal benefit. no agents were used. i am biased but i think the Fordham/Jerome area is a great area to invest.

Partial contracts can be biased toward seller or buyer, so it’s important to read the contract carefully and understand how scenarios such as borrower default and early payoff are handled. 

Both delinquency rates are below or around historical averages...Availability bias can distort reality.

I may be biased but it's going to be where I continue to invest for the rest of my life.