There is more housing programs than can count. 

Confirm what the no point option would look like in terms of rate/payment as you would want to refinance out of this program eventually and into a conforming product. 2.

Six weeks into their program, I earned just over $50K. 

Yea problem is the cost to retro-fit these buildings into something usefully is usually more than starting new.

I was more curious on more land programs that discuss things like this for the actual land. 

I am not affiliate with these programs.

Some of the best tenants I have had did not fit all the rules of thumb.Best of luck.

No matter what program you use, you're going to see a major jump in pricing/rate from 25% down to 20%, and again from 20% to 15%.

Take advantage of the lower downpayment programs early on and once you are tapped out of conventional loans, I would consider alternative financing. 

Plus for Bay area folks the fact that you can scoot over and meet them in person is a plus.Good company  and if anyone can make it work in todays market its them .. in my opinion and again I am an investor so take that with a grain of salt..Go meet with them.. do your due diligence and if you think its a fit jump aboard.