Based on what you’re looking for—keeping business and personal finances separate—using a DSCR (Debt Service Coverage Ratio) loan might be a great fit for your situation.Here’s why DSCR loans could benefit you:LLC-Friendly: DSCR lenders typically allow the loan to be taken in the name of an LLC, so you can easily transfer the title to your LLC and keep the property separate from your personal finances.

So I feel it's not a fit for everyone.

With a remarkable three-year revenue growth of 2,326%, it’s no surprise they’ve made such an impressive mark.RentRedi has been on fire this past year, hitting milestone after milestone—from expanding their platform with new features like RentRedi Credit Boost to forming a groundbreaking partnership with the National Association of RealtorsⓇ.As part of our BiggerPockets community, we love seeing our partners succeed, especially when their growth reflects their commitment to helping landlords and renters thrive.

You don't need to ask someone to connect and see if it's a fit.

But if it doesn’t work well as a regular bank account (bill pay / same day wires etc) or is difficult to use might not be the right fit for using it as your primary everyday operating account.It comes with a checking account that is simultaneously linked to the line of credit so through the checking account you can use it for every day payments and receipt of funds/deposits.The daily sweep is an autonomous feature that takes any available balance  in checking and applies that to reduce your line balance each night at 12am.

I have been able to find deals in the current market using the BP calculator that fit my buy box, but when I see that homes in that area are estimated to be ~30% overpriced and am watching in real time prices drop it leaves me unsure what to do.

They are trying to show incentive to reach certain milestone price points but it doesn't necessarily align interests between the seller and broker.

., so only you can decide what fits your budget and your lifestyle best.  

I explained what the person was doing to him, but unfortunately the property turned out not to be a good fit for me or I would have purchased it from him directly. 

Two syndications with 12% return, great management track records, everything the same except the deal itself.Everyone above has given you a good breadth of concepts, so these fit your concept of passive?