As Bill stated earlier, better to err on the side of using a licensed loan originator and working in the $300-500 origination fee to get it right.

As a result, it's erroneous to assume the US is the next Japan...it may or may not be.  

if you're not around, you might want to err on the side of "less risk" even if you give up some potential returns for it.Others will disagree, just one opinion here...

And I'm sure your management company wants to err on the side of caution.   

As a result, it's erroneous to assume the US is the next Japan...it may or may not be.

What that number is precisely is personal to the investor and the debate is whether the number used is erroneous or has merit.

You keep complaining erroneously that battery production causes more pollution than gasoline production.

I will tell them  "Yo you are wrong".And that is what I did when a BP member made a complete erroneous claim about SEO earlier in this thread.

Before we get distracted, we are talking about this erroneous claim "House prices will never outpace inflation over time, its impossible"People try to misapply and misinterpret economic theories all the time and in the process get both themselves and others misinformed.

It's MUCH better to be conservative than to be aggressive when it comes to investment assumptions, and if the real number is lower than 50%, then it's probably better for most investors (especially the new ones) to err on the side of the higher number;2.