So it's pretty hard to break 5% utilization. 

I’m pretty sure FHA loans are assumable as well - I believe they discussed this on a podcast awhile ago. 

Very pretty small house with a great mortgage payment Lessons learned?

Quote from @Austin Wolff: As someone who lived in Los Angeles and also needed to invest out of state, I've dedicated my career to market analysis and selection, and I personally think you've chosen pretty good markets.

I went into two of my listings (one with a flexible cancellation policy and one with non-refundable) and it is pretty clear what the terms are BEFORE booking.  

Almost 4 years is pretty amazing.

The community actually looks pretty sharp for what it is. 

@Shuvrajit Mukherjee - You have to be able to scrape that data from some where pretty easy...a lot of that property specific info is public record.There is a website called chicago cityscape...I am decent friends with the founder....it is sourcing a ton of data that might help. 

I live in Tampa FL and housing prices are ridiculously expensive and from a basic research I’m pretty sure I could build cheaper.

Local FB groups is pretty good.