MFG 2017 desktop , but I also have a full time girl taking care of everything in QB.

We found that if we asked for around $80K-$100K, all income proof was necessary, but for less than $80K, credit-reported income was good enough, skipping the bank statements and contracts for other self-employment or small business income.Some use “desktop” market value estimations and some require an appraisal, but all of them give you the option for a fresh appraisal if you would like one.Unsurprisingly, all of the credit unions will try to get you to open an account and upsell you on other financial products throughout the process.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

I provided my own desktop appraisal to support the offer we made (30% lower than list) and was accepted.

It really also depends on what property type you are using the HELOC on.For instance, credit unions will get quite aggressive on your primary residence and give you 85%-100% of the appraised value (appraised value can be physical or desktop appraisal).

Many areas in today's market are desktop valuations so, no inspection or appraisal.

My contact info should appear below in my signature (provided you're on the desktop, not the app).  

For a low priced house like this will you require an appraisal to determine it, or go off some desktop estimate?

This concerns me that they can't even apply on desktop.