We would also be open to creative financing, with or without this seller.

You'll have to do some creative math.1.

Also working with a network/IT team can help you do more creative things with the network you provide.

I set the loan up for this amount, and was SHOCKED to be informed that Peerstreet geniuses had determined that they should make the loan for $4.8 million, not $3 million.  

If you can show that you're experienced in the market, some traders might trust you to pull off a profitable trade even if you're not putting in as much cash.Regarding skins, being creative with your assets can help you move up the ladder.

I've seen investors thrive by pairing strong project vision with creative financing solutions.

buying a money pit you haven't seen in a market you don't know thousands of miles away, and then being beholden to agents and contractors and others you've never met.https://www.biggerpockets.com/forums/48/topics/1137397-balti...https://www.biggerpockets.com/forums/48/topics/1160450-run-i...https://www.biggerpockets.com/forums/963/topics/1195280-expe...the market right now is unforgiving and it's going to take something difficult or creative to be successful. 

Creative financing options like seller concessions or hard money loans can help bridge the gap.Good luck!

Creative financing, I just don't know what actions to take or where to go at this point.

@Edwin OrtizI have a book called Creative Cash.