Xavier Wharton , plenty of non-real estate books on the topic and lots of research from Harvard, Stanford, Wharton, etc.However, the content is geared towards managing larger organizations/corporations and I used to read them when I had oversight of 600 people in corporate America.

If they don't take care of their current place or car they want take care of your place.I use this lease agreement:http://utahlandlady.com/wp-content/uploads/2011/03...Good Luck!

Some people are content with 7.2% COC because the bank is paying 0.25%. 

Sure everyone says they 'want' more money, but the wealthy actively find ways to make or save more money, while the middle class is perfectly content going to work 9-5 so long as they have enough cash left over to have a little fun on the weekend. 

The CONTENT of your credit profile matters more than a "snapshot-in-time" assessment of the risk you represent as a potential borrower (textbook definition of a credit score).My $0.02 ...

His content is always informative and inspiring. 

No longer was I content to follow the conservative 'save, save, save for years --> conventional financing' route.

Any suggestions on the content and tone of the letter?

The ability to steam content from smartphones and tablets directly to devices (Televisions, Audio Receivers, Whole House Audio Systems and (in conference/board rooms) Projectors is in like manner becoming more and more commonplace and expected by end-users.

So long as it immediately appraises for circa $1.3M, if you pay the $900k all cash up front, you can apply for a "Delayed Financing Exception" which should get you all your cash back (ie. 70% of appraisal) straight away. https://www.fanniemae.com/content/guide/selling/b2...From the Sellers point of view, so long as your Lender is on board, they don't REALLY care if their money is from you or your bank at closing time - they just want their money guaranteed!