You would probably have to bring money to the table to get the balance down.If your going to do that you should consider paying the loan down now and asking your lender to recast or reamortize your loan Don’t forget about the tax benefits.

Basically, I'm looking for an electronic version of the table that starts on page 201.In the interest of saving myself some time and working smarter not harder, has anyone already done this?

You have to bring at least one of those to the table in a partnership.

I have never had a good experience with them as an agent, and just recently had them bait and switch a buyer (I had the seller) AT THE CLOSING TABLE.  

if you are the guy hiring labor under the table or off books, why are you concerned about  cslb rules?  

The appeal came from the "turnkey" and approximately $25,000 in equity at the closing table alone.

Food wise I just do olive oil, spice rack, table salt, black peppercorns with grinder, baking soda & powder, and microwave popcorn. 

Just want to make sure I'm not leaving money on the table next year.

At real estate meetings, seminars, workshops, round tables, etc., communicate with professionals.

I buy the secondary stuff (like side tables, coffee tables, rugs, etc) on Wayfair.