Habitutal seems the better plan unless the amount owed to you exceeds what you expect they can pay. 

Always smart to see the bigger picture and future cash flow potential!

Purchase price: $271,000 Cash invested: $30,000 Duplex with 1 bed, 1 bath in each unit + 3 car garage in a great neighborhood.

Purchase price: $675,000 Cash invested: $250,000 Country estate with 2 houses.

got out of flipping to new construction in our market in columbus ohio. licensed general contractor. when interest rates got high single family existing went down by 30% new builds sold at a 6% increase that year which demonstrated the desire and premium that new construction commands. never looking back. total control, rinse and repeat. we can get permits in 28 days. we can buy land cash in 21 days. we can build in 120 days to 140 days and keep moving. super scalable and easy and no risk. we build the same 2-3 Floorplans 

The bigger you go, the less competition you'll have and the greater your chance at some serious cash flow. 

But what about the interest on a cash out refinance?

We also have many unique buyer incentives where an investor can get up to a 10% price reduction to come into immediate equity, or get that 10% as a cash back at closing to reduce your down payment and increase your ROI, or buy rates down into the low 4s on 30yr loans to maximize cash flow.

Cash Flow Potential: Rental income from real estate held in an SDIRA flows directly back into the account, allowing you to reinvest and compound your wealth tax-advantaged.

This raises a question because we had a lease agreement on file showing a rental amount of $2,000 per month."