I checked into that book and will definitely be adding it to my Christmas list.

If you are putting 3% down on your first home on a conventional loan, don't forget about closing costs that will be added in as well. 

Would love to be added to the groupchat.

I am interested to hear more details on this too.I was told by my lender that 10% is minimum, as long as it is a certain distance away, “is in a justified vacation location” ie. not another home in a major metro area, and you will spend a minimum # of days residing there.Also note that PMI will be added on anything less then 20% down payment.

The first lender I talked with said it would be a 30 year fixed at 2.75%, with a FHA funding fee of 1.75% of purchase price at closing (that could be added to the total loan amount), and monthly mortgage insurnace of $497.

Most of the costs will be added to the bais. 

I'd love to be added to the list.

This should be easier than most lot splits since the piece you’re breaking off doesn’t need to be a legally buildable lot in it’s own, it could be added/incorporated into your neighbor’s parcel if necessary.  

How much money should we keep in savings for emergencies (I was thinking 7-10k minimum)I know the current rent on the unit occupied is $1200/month (2 bed 1 bath)I don't know what the sqft is of each unit but the total of both units combined is 1,682 sqftRight now I know the property doesn't have laundry in the units (we would be adding that to each unit)We also would want to add wall unit AC/Heating (save on monthly expenses as oil is expensive)I don't think there are separate meters for utilities (I assume utilities are included in rent?)

@Wale Lawal Thank You for the recommendations, those are all some very solid books and I will definitely be adding them my audible wishlist.