@Joe Michaels, What a lot of investors will do is to use the 1031 exchange as @Michael Plaks said, isto actually "acquire" additional depreciable basis. 

and that was owner occ.. todays rates are pretty normal actually. what you can do if you want though is find a really good HML and let them place a loan for you making 10 to 12% while your wait for things to change to a situation that you feel you want to move forward be more net return than buying a rental thats for sure. of course no tax bene's but there really is not that much tax benefit on one rental.. so just some alternatives. 

There's many ways to get into a deal with low to no money down!

That’s incredibly frustrating, especially after investing so much time and money.

It is also been my experience and observation that there are people that have money and quite a bit that do not advertise the fact.. 

I learned a lot through the closing process and also as an actual landlord having to deal with issues.

People pay a lot of money for advertising, so here is your chance to gain valuable "real estate" for free (or for the cost of a sign).

Hello Lenders,I am a private money lender.My question is---When does the seasoning period start?  

I would try not to tie up any of the principal in down payments.Personally, I had a family member do this same thing, but they used an investment portfolio as the collateral instead of real estate.If you play your cards right, this might be the only short-term money you ever need.Please let us know what you end up doing.

For many it could be a decent strategy to invest their money back into their property.Its the same thing for doing a renovation.