MLS usually get's you the highest price but you need to account for the higher closing costs.

(B) A purchase agreement may provide that in the event of a dispute regarding the disbursement of the earnest money, the broker will return the money to the purchaser without notice to the parties unless, within two years from the date the earnest money was deposited in the broker's trust or special account, the broker has received one of the following:(1) Written instructions signed by both parties specifying how the money is to be disbursed;(2) Written notice that a court action to resolve the dispute has been filed.

Assuming this scenario is true, I cannot see a scenario where coastal RE near Los Angeles does not have over sized appreciation.   2nd homes is not going to make a significant dent in this increased demand. best wishes

So far, I've rated Evergreen and FCI lowest based on a number of reviews on different platforms that have consistent negative reviews mentioning certain specific issues that I find concerning (this is after accounting for the inevitable disgruntled customer/borrower who gets unjustifiably upset).Are you able to share any of your information?  

I have a Breville (around $300) and it's big enough to cook a full size pizza or whole chicken, it toasts, has convection ability.

Like I said, I'm not an accountant so you should probably talk to one.

As Account Closed mentioned, the first question is to decide if you want to invest actively or passively. 

Overall, you're spending $25k in extra costs and a monthly pmt that's $500 higher to keep $50k in your bank account. 

On our higher end houses we put stackable in our primary walk in closet I did this in the home I built and live in although mine are stacked they are full size not a combo unit. 

They told them that this investment will change their life and that money in a retirement account or 401k is worthless.