The historically strong real estate market in Los Angeles has faltered during the Covid-19 pandemic, with a wide spectrum of results.

That might be on the high end of the spectrum for cash-out refinance loans.  65-70% is probably safer unless you've already been quoted the 80% figure.Looks like the property was built in 1960 and, according to the MLS listing, "needs a little TLC". 

So finding the right agent is done on a more honest, level, value driven spectrum.

Realtor/Brokers can be found on each end of the spectrum.

I am sure that there is a spectrum of risk that we could all chart ourselves on and therefore I am not looking for right or wrong answers to this but am curious: How much are you keeping in reserves for each of your rentals?

It is a reasonable point of interest for folks and it is more familiar than the spectrum of disposition and the responsibilities a mortgagee has in dealing with any default event.

I have worked on the full spectrum too from high-end apartments in Manhattan to very plain two-family houses near the local college, Rutgers University.

I imagine there is a full spectrum of just how rehabbed a "turnkey" property really is.

Of all the times I've heard this I've noticed it's never really talked about in terms of specifics.On one end of the spectrum Josh Dorkin made this site because he was supposedly burned on some of his first real estate deals because of lack of knowledge, on the other end of the spectrum I hear the term "analysis paralysis" a lot.We all grew up taking tests in school to determine what we "really" know about a subject.

A hard money lender will allow a POF letter to be used across a spectrum of real estate purchase offers; therefore, it is necessary that a more in depth analysis is done when a property is placed under contract.