Roseville, CA is a west coast hub for Union Pacific railroad, they have a huge repar facility, tracks up the wazzu, etc.   

New to BP, new to RE other than primary residence. Working as insurance agent in OR, and am looking for Buy & Hold small multifamily properties in the Midwest -- either IN or OH. I'll be clicking through old posts...

Mid market (300l to 400k) has seen an increase everywhere except for the pacific coast states. 

Using the bp calculator. Trying to find out what’s the closing cost for my area

I'll add a couple that were 'nightmarish' but not haunted.1986 - The Money Pit    1990- Pacific Heights     And a couple relating to the housing collapse 2014-  99 Homes     2015- The Big Short            

The higher appreciating areas in the DMV are kinda is in the Pacific Ave (back to Monopoly) range and you can find some good deals. 

The following is a list of Approved Lenders for the Denver MetroDPA program.1st Mortgage Solutions USA1st Reverse Mortgage USAAcademy Mortgage CorporationAir Academy FIUAll Western Mortgage, Inc.AmCap Mortgage Ltd.American Financing CorporationAmerican Neighborhood Mortgage Acceptance Company, LLCAmerican Pacific Mortgage CorporationAmerica’s MortgageAmerica’s Mortgage LLCAmerifirst Financial, Inc.AmeriPro Funding, Inc.Axia Financial, LLCBank of EnglandBay equity, LLCBlue Spot Home LoansBroker Solutions Inc, DBA New American FundingCaliber Home Loans, Inc.Castle & Cooke Mortgage, LLCCatalyst Lending, Inc.Celebrity Home Loans dba Midwest Equity Mortgage, LLCCertainty Home Loans LLC.Cherry Creek MortgageCitywide Home LoansCMG Mortgage, Inc. dba CMG FinancialCommunity Banks Mortgage, a division of NBH BankCornerstone Home Lending Inc.DAS Acquisition Company, LLC.DHA Financial, Inc.DHI Mortgage Co., Ltd.Diamond Residential Mortgage CorporationDraper & Kramer MortgageEagle Home Mortgage of CaliforniaEagle Home Mortgage, LLC.Envoy Mortgage, LtdEverett Financial, Inc.Fairway Independent Mortgage Corp.Finance of America Mortgage LLCFinancial Funding Solutions, Inc., dba 1st MortgagesFirst Centennial Mortgage CorporationFirst Choice Loan Services, Inc.

Lots of similar markets in the pacific northwest, once you get away from the coast. 

I’ve used both pacific crest savings bank and coastal community bank to do cash out refis on MF in Everett.

•⁠Zinsco and Federal Pacific brand panels are red flags.