I agree with the other suggestions that perhaps a HELOC would serve you better.

HELOCs are great as they only take interest when you draw from it.

You can leverage HELOCs to buy more properties (I haven't down a down payment since 2015 and between HELOCs, 1031 Exchange, and a partnership, by next week I will have a total of 16 doors with almost no money out of pocket). 

Hey BP,Do you know of any HELOC lenders that lend on investment properties?

As soon as it makes sense, look at doing a cash-out refi or getting a HELOC so you can tap into that value and go invest in other things that give you a positive ROI.Good luck!

Additionally, the costs of fixed rate seconds and HELOC's could come down from the double digits or make cash out refinances more feasible to tap equity for those with low first rate mortgage loans. 

And I’m not sure but I heard that you have to have 20% of equity in the property before you can take out HELOC, Another thing is that, I’m from another country so I don’t have any family members here to ask for a loan. 

I am not able to do HELOCs in Texas. 

If you had a HELOC and pulled funds from that for the down payment on an investment property are you not still "borrowing money" I know that your property is collateral but it's still a loan...

Question - I have about 50k and a 300k HELOC in addition to W2 income.