(The seller has emotional attachments to his stuff).Your developer scenario reminds me of the contractor who installed the elevators at the Taj Mahal in Atlantic City.  

I am interested in, however it's current flood zone status is what is holding me back and probably plenty of other people back as well..Just curious has anyone ever gone throught FEMA for a LOMA (Letter of map amendment) This entails getting a elevation certificate as well to see the lowest point of the property in relation to base flood elevation.Property sits in an AE zone but the line for the X zone (low to moderate risk) runs directly down property line so it is on border.

A generalized blanket idea I tend to subscribe to that any loan which is in trade for a yield that is greater than 12% is going to have some elevated risks to it.  

Bike course is ridiculous and has almost 7k ft of elevation change with a handful of 20% and 30% grades.

Funny, I think this reads like a speech from a game show contestant.

The god's honest truth is everyone needs a place to live, make it such that when you come into the lives of the locals you do your best to elevate their living condition, make them aware of it and charge a fair price.

If an elevation certificate shows the property is 4 feet above base flood elevation, the annual premium could drop to $553.

A lot of uncertainty over houses build below base flood elevation (BFE).

Any unused portion of escrowed amount shall be returned to Seller.110* (b) COSTS TO BE PAID BY BUYER:Taxes and recording fees on notes and mortgagesLoan expensesRecording fees for deed and financing statementsAppraisal feesOwner’s Policy and Charges (if Paragraph 9(c)(ii) is checked)Buyer’s InspectionsSurvey (and elevation certification, if required)Buyer’s attorneys’ feesLender’s title policy and endorsementsAll property related insuranceHOA/Condominium Association application/transfer feesand the broker is trying to nullify all this with a "Agreed sales price to include unpaid by bank liens, taxes, attorney, closing, processing and or related pertinent fees"?

Elevation is 3 dimensional whereas property boundaries are 2 dimensional.