Even with new roof etc, don't forget you are consuming; hvac systems, water heaters, flooring, roofs, cabinets, counters, appliances, etc etc.

Hello world,My name is Cody Purcell and I've been a BP consumer for years but as I'm sitting here, home sick with the flu, it dawned on me that I've never gotten around to setting up my BP profile. 

Being a PM is a very time consuming job.

Property is the product and tenants are consumers.

Your choices of safe places to live are all pretty good and would require more of a personal decision on your part because what I might consider unsafe has changed because of the influx of consumers looking for more affordable property from all over the Bay Area. 

@Garrett White  Agree with @Kris Benson on lawyer due diligence.Let's face it, if lawyers were free (or very cheap) almost nobody will ask the question should I hire one or not.This is complex stuff, often case by case specific and time-consuming.

Factor in jobs, economy, consumer confidence, visitors to Las Vegas, $1.9B Raiders stadium, and new casino construction on Vegas strip. 

FHA loans are higher profit, so some places make their LOs shove everyone using any form of down payment assistance into FHA, the idea being that generally these folks aren't sufficiently sophisticated that the consumers will understand the difference.

First, wholesaling is very very hard and time consuming.

For purposes of this section:(1) “Higher-priced mortgage loan” means a closed-end consumer credit transaction secured by the consumer's principal dwelling with an annual percentage rate that exceeds the average prime offer rate for a comparable transaction as of the date the interest rate is set:(i) By 1.5 or more percentage points for loans secured by a first lien with a principalobligation at consummation that does not exceed the limit in effect as of the date the transaction's interest rate is set for the maximum principal obligation eligible for purchase by Freddie Mac;(ii) By 2.5 or more percentage points for loans secured by a first lien with a principalobligation at consummation that exceeds the limit in effect as of the date the transaction's interest rate is set for the maximum principal obligation eligible for purchase by Freddie Mac; or(iii) By 3.5 or more percentage points for loans secured by a subordinate lien.(2) “Average prime offer rate” means an annual percentage rate that is derived from average interest rates, points, and other loan pricing terms currently offered to consumers by a representative sample of creditors for mortgage transactions that have low-risk pricing characteristics.