The processing fee is only an additional $3, however as these tenants have been a royal PITA thus far, and it’s increasingly apparent they will need to be continuously trained, I’d like to charge a fee for them breaking this rule in the lease; however the lease doesn’t state a consequence or fee for paying in multiple payments.

He went through one of the local RE training programs and I've met with him a few times (he has a good reputation and I trust him). 

Hi Y'all - been noticing a lot of info promoting Chris Chico'sFind Motivated Sellers Online Training using Facebook program.  

Often not worth it unless you really want to do some big ticket items.

Many of the agents I have worked with over the years, including some of the agents I sponsor at my brokerage, did all of their training online. 

High-end Bergen County homes aren't moving as quickly as they once did.However, Glen Rock and Ridgewood homes are always in demand due to the proximity of the commuter train into NYC.And your profit margin is too thin (because of the Wholesaler taking his/her cut).

  - You are not a trained Realtor

Cap Ex (Capital Expenditures) are bigger ticket items that get accounted for differently come tax time.For budgeting reasons, you can just lump the two together and budget, say, 10% total for repairs/capex

Though, if I found a place with 2 units or a beach condo I could live in when the kids are with dad and use for vacations (over 50% of time) that I could Air BNB out, I could make an owner-occupied house hack.And, through the power of Google and FB, I'm now getting hit with TONS of ads for real estate training courses, hard money lenders, and services that are supposed to help find leads, but I know they are ads, and really need to figure out how to vet all this stuff.Any suggestions for someone very serious but just starting out?

If you find a freelancer who is good at cold calling then your investment in the hiring and training would be made back rather quickly.